Checking accounts - The Pataskala Banking Company

IDEAL Checking

The minimum balance to open this account is $25.00.
Monthly Maintenance Fee is $5.00 or $3.00 with eStatements.
An IDeal Checking account will qualify you to receive our ATM/Visa Check Card accessible at any of The Pataskala Banking Company (TPBC) ATMs free of charge and to all other ATMs with a minimal fee.
There will be a fee charged if this account is closed within 90 days of opening.
Credit Monitoring - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports. *
Total Identity Monitoring - continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others. *
3-in-1 Credit Report - request new 3-in-1 report every 90 days or upon receipt of credit alert. *
Credit Score - receive new single credit bureau score with every new credit report. *
Other options are available with our IDeal Checking. Contact one of our knowledgeable new accounts CSRs for more details.
Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time. *Registration/Activation Required

Interest Checking

The minimum amount to open this account is $25.00.
Call for interest rate information at 740-927-4956. The interest rate and annual percentage yield may change.
We may change the interest rate on your account at our discretion.
Interest will be compounded monthly and will be credited to the account monthly.
We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
If your balance during any one day in a statement cycle falls below $300.00, we will charge you a fee of $5.00 for that cycle and you will receive your interest credit.
There will be a fee charged if this account is closed before 90 days of opening.
Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time.

E-Checking

Minimum balance required to open account is $25.00.
An E-Checking account will qualify you to receive our ATM/Visa Check Card accessible at any of The Pataskala Banking Company (TPBC) ATMs free of charge and to all other ATMs with a minimal fee.
A fee will be charged if this account is closed before 90 days of opening.
Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time.

Business Checking

The minimum balance required to open this account is $25.00.
An account fee of $10.00 per month will be charged if balance falls below $5,000.00 at any time during the month.
There will be a fee charged if account is closed before 90 days of opening.
Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time.

Graduate package account (GPA)

This Graduate Package Account is designed for recent graduates and students ages 14 through 24. When the account holder reaches the age of 25, the account will automatically be converted to the IDeal Checking account.
The minimum balance required to open this account is $25.00.
This account will qualify you to receive our ATM/Visa Check Card accessible to any TPBC ATM free of charge and to all other ATMs with a minimal fee.
ATM Fees: Up to $8.00 will be credited to your account to cover ATM fees during each monthly cycle.
There will be a fee charged if account is closed before 90 days of opening.
Dormant fees apply if a withdrawal from or a deposit to an account has not been made for an extended period of time.