| IDeal Checking Plan A |
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- The minimum balance required to open this account is $25.00
- $5.00 per month or $3.00 with estatements.
- An IDeal
Checking account will qualify you to receive our ATM/VISA CHECK CARD accessible to any PBC ATM free of charge and to all other ATM’s with a minimal fee.
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There will be a fee charged if this account is closed
before 90 days of opening.
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| Direct Free Checking |
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- Minimum balance required to open account is $25.00.
- If your daily balance on any day during a statement cycle falls below $0.00 you will be charged a
maintenance fee of $6.00 for the cycle, or if you do not
have a direct deposit you will be charged a maintenance
fee of $6.00.
- Your daily balance on each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day.
- A Direct Free Checking account will qualify you to receive our ATM/VISA CHECK CARD and our MasterCard with no annual fee, accessible to any PBC ATM free of charge and to all other ATM’s with a minimal fee.
- A Free order of variety pack checks, one wire transfer free per year, and a small safe deposit box at half price.
- A fee will be charged if this account is closed before 90 days of opening.
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| Interest Checking Plan B |
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- The minimum balance required to open this account is $25.00.
- Call for rate information at 740-927-4956. The interest rate and annual percentage yield may change.
- At our discretion, we may change the interest rate on your account.
- We may change the interest rate on your account at our discretion.
- We compound interest monthly and credit interest earned monthly (at the end of each statement cycle).
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- If your balance during any one day in a statement cycle falls below $300.00, we will charge you a fee of $5.00 for that cycle and you will receive your interest credit.
- There will be a fee charged if this account is closed before 90 days of opening.
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| Ultimate Checking Plan C |
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- Minimum balance required to open account is $25.00.
- Interest rate and annual percentage yield subject to change.
- Interest compounded monthly and credit interest earned monthly (at the end of each statement cycle).
- Daily balance method used to calculate interest on your account.
- If your balance during any one day in a statement cycle falls below $1,000.00, we will charge you a fee of $5.00 for that cycle and you will receive your interest credit.
- An Ultimate account will qualify you to receive our ATM/VISA CHECK CARD and our MasterCard with no annual fee, accessible to any PBC ATM free of charge and to all other ATM’s with a minimal fee.
- Standard checks free, one wire transfer free per year, and a small safe deposit box at half price.
- A fee will be charged if this account is closed before 90 days of opening.
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| Internet Checking Plan D
-Existing Accounts Only |
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- Minimum balance required to open account is $25.00.
- Interest rate and annual percentage yield subject to change.
- Interest compounded monthly and credit interest earned monthly (at the end of each statement cycle).
- Daily balance method used to calculate interest on your account.
- If your balance during any one day in a statement cycle falls below $1,000.00, we will charge you a fee of $6.00 for that cycle and you will receive your interest credit.
- An Internet account will qualify you to receive our ATM/VISA CHECK CARD and our MasterCard with no annual fee, accessible to any PBC ATM free of charge and to all other ATM’s with a minimal fee.
- Standard box of checks free, one wire transfer free per year, and a small safe deposit box at half price.
- A fee will be charged if this account is closed before 90 days of opening.
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| Checking Accounts for Business |
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- The minimum balance required to open this account is $25.00.
- All business accounts will be required to receive a monthly statement. A charge of $10.00 per statement will be assessed unless a
balance of $5000.00 or higher at all times is maintained.
- High activity accounts may require a higher fee.
- There will be a fee charged if this account is closed before 90 days of opening.
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